FULLY SOLVED BOOK LASY 5 YEARS PAPERS SOLVED PLUS GUESS
INSURANCE AND RISK MANAGEMENT
Unit-I
Risk – Risk Identification Evaluation, Property and Liability Loss Exposures, Life, Health, and Loss of Income Exposures and Non-Insurance Risk Management Techniques. Selecting and Implementing Risk Management Techniques.
Unit-II
Property and Liability Risk Management – Risk Management of Commercial Property, Business Liability and Risk Management Insurance – Workers’ Compensation and Alternative Risk Managing.
Unit-III
Risk Management of Auto Owners – Insurance Claims – The Need for Insurance-Personal Automobile Policy – Personal Automobile Rating – Premium and death Rates – Cost Containment Advances in Driver and Auto Safety. Risk Management of Home Owners Policy Coverage-perils Covered by the Policy-flood Insurance-personal Articles Floater-personal Risk Management.
Unit-IV
Loss of Life – Types of Life Insurance – tax Incentives for Life Insurance – Life Insurance Contract Provisions. Loss of Health – Health Insurance Providers – Mechanics of Cost Sharing – Health Expense Insurance – Disability Income Insurance – Heath Insurance Policy Provisions – Healthcare Reforms. Annuities – Structures of Annuities – Annuity Characteristics – Annuity Taxation. Employees Benefits - Health and Retirement Benefits.
Unit-V
Life and General Insurance Industry in India – IRDA Act – Investment Norms – Protection of Policy Holders Interest.
